Medicare Frequently Asked Questions

Medicare questions come up all the time, but finding the answer isn’t always easy. We've compiled a few of the most frequently asked questions along with the answers.

When am I eligible for Medicare? <br/>

When am I eligible for Medicare?

Generally, when you turn 65. 

This is called your Initial Enrollment Period. It lasts for 7 months, starting 3 months before you turn 65, and ending 3 months after the month you turn 65.

Avoid the penalty
If you miss your 7-month Initial Enrollment Period, you may have to wait to sign up and pay a monthly late enrollment penalty for as long as you have Part B coverage. The penalty goes up the longer you wait. You may also have to pay a penalty if you have to pay a Part A premium, also called “Premium-Part A.” 

When and How do I sign-up for Medicare? <br/>

When and How do I sign-up for Medicare?

Some people get 

Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) automatically, and some have to sign up for it. 

If you are unsure where you fall, let us know
What are my options? <br/>

What are my options?

When you first enroll in Medicare and during certain times of the year, you can choose how you get your Medicare coverage. There are 2 main ways to get  Medicare:  

Original Medicare

 (Part A and Part B) or a  

Medicare Advantage Plan (Part C) Request a Quote today 

Part D Rx Plans Request a Quote today 

Some people need to get additional coverage, like Medicare drug coverage or Medicare Supplement Insurance (Medigap).

Use this information to help you compare your coverage options and decide what coverage is right for you.