How Can I Properly Protect My Valuables With My Home Insurance?

How Can I Properly Protect My Valuables With My Home Insurance?

May 20, 2014

This is going to sound a little silly, but the answer to this question is probably sitting in your pocket right now.

Making sure all of your stuff is properly protected and accounted for is something I bet you’ve never thought about with your home insurance.

What am I talking about?

I’m talking about creating a home inventory.

You might be saying, “Joey, what do I need that for? I’m not running a Sax Fifth Ave. out of my closest.”

You’re probably right.

However, you are going to want to make sure you know exactly how many of those fancy Sax-like outfits need replaced if something were to happen to them.

Now if you are so passionate about your wardrobe that you already have it color coded and cataloged, well… I might suggest you talk to someone about that, but if you were human like the rest of us remembering every little detail about our belongings is unrealistic.

So what does this have to do with your pocket?

I’m guessing you have a smartphone or some type of device that will allow you to record video?

Just pull it out of your pocket and walk about round house to record all of your stuff.

This will, within 10 min or so, depending on how big your house is, provide you with a detailed record of everything that might need to be replaced in the event you actually need to use your home insurance policy.

If you want to go the extra mile, you can create a document and list the value of those items so you know how much coverage you need and what it will cost to replace each item.

This simple, yet highly overlooked process, will guarantee you don’t forget what needs replaced if your personal property was ever damaged or stolen.

You can watch the short video below for a little more detail on creating your home inventory and why it’s very important.

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If you would like some help with your life insurance or want to make sure I'm a real human being, you can send me an email, give me a call at 440-964-8211 or talk face to face over the internet.

Giangola Insurance Agency, Inc.

1000 Lake Ave.
Ashtabula, OH 44004
Phone: 440-964-8211

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