PPO Vs. HMO: What's the Difference and Which is Better?

Oct 13, 2015 11:55:07 AM

You might be starting to go a little cross-eyed after looking at so many different health insurance plans. During your extensive search you might have noticed these three letters that keep showing up next to “Plan Type.” PPO and HMO

This is a question I’ve probably been asked over 1,000 times by people. Here at Giangola Insurance every year during open enrollment I help hundreds of clients make decisions just like this one.

If you want to know the answer to the question is a PPO or HMO better? All you have to do is ask yourself the question do you want the option to see more or less doctors?

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How Do Independent Ohio Health Insurance Agents Get Paid? The Cost of Making an Informed Choice

Aug 27, 2013 1:56:00 PM

It might seem obvious, but understanding how the person who helps you buy health insurance gets paid is something you’re probably not all that knowledgeable on. It could also be preventing you from considering all your options and making an educated decision.

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What's an Early Health Insurance Renewal and Should You Want One?

Aug 20, 2013 8:00:00 AM

The Affordable Care Act has brought us plenty of new shiny and not so shiny moving parts to look at in our health insurance system. Like guaranteed coverage, mandated benefits and new marketplaces to buy from.

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Pre-existing Conditions Are No Problem For Ohio’s Health Insurance Marketplace (Exchange)

Aug 12, 2013 10:36:00 AM

You’ve been down this road before, you want health insurance, the only problem is health insurance doesn’t want you. Your “pre-existing condition” has prevented you from buying your own health insurance for as long as you can remember.

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Why Obamacare’s Individual Mandate is Cheaper Than Buying Ohio Health Insurance (But Not Smarter)

Aug 5, 2013 8:33:00 AM

There’s been a lot made about the fact the federal government (because of Obamacare) is dictating your need to buy health insurance at the start of 2014 or face a fine, I mean tax, if you don’t.

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4 Cons Buying From Ohio’s Health Insurance Marketplace (Exchange)

Jul 29, 2013 9:43:00 AM

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Why You Buy Health Insurance (It Isn't To Go To The Doctor): Health. Care. Insurance. Hangout

Jul 25, 2013 7:53:00 AM

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4 Benefits Buying from Ohio’s Health Insurance Marketplace (Exchange)

Jul 22, 2013 11:04:00 AM

You may or may not have heard about this little thing called the Affordable Care Act. It’s going to completely change the way you shop for and buy health insurance starting October 1st, 2013. If you, like a lot of people, don’t really know what “Obamacare” is or what it’s going to do for you. Don’t worry I’ve got you covered.

While the actual law itself is a couple thousand pages long, and has plenty of guidelines and stipulations. It all comes down to these marketplaces and how they will provide you with a completely new(ish) way to buy health insurance in a few months.

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How To Hack Your Ohio Health Insurance Decision in 3 Minutes

Jul 16, 2013 9:31:00 AM

With the deadline rapidly approaching for Ohio’s health insurance marketplace, exchange or whatever you want to call it, to go live. The timer is getting ready to start on your health insurance buying clock. Not too mention, you are going to have to buy health insurance from someone next year, so you better know what you want need when you do.

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Ohio Health Insurance Rate Shock: Is It Mandatory Next Year?

Jul 8, 2013 4:03:00 PM

There are some people in the press who are calling Ohio officials bluff, especially Lt. Gov. Mary Taylor, for their proclamation that insurance prices could increase as much as 88 percent next year under the Affordable Care Act.

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