The Best Ohio Health Insurance Plans for 2017

Nov 17, 2016 11:17:26 PM

Your yearly health insurance search is one you probably approach with anxiety, fear and a pinch of anger mixed in for good measure.

Figuring out what the “best” plan is can feel like trying to hold water in a pasta strainer. Just when you think you’ve got every hole covered, water keeps spilling out.

My job here at Giangola Insurance is to help you identify that “best” plan for you or your family.

It’s a question I help thousands of people answer every year.

So much so that this is the fifth installment of the “Best Health Insurance Plans in Ohio” list.

The Best Ohio Health Insurance Plans in 2016
The Best Ohio Health Insurance Plans in 2015
The Best Ohio Health Insurance Plans in 2014
The Best and Worst Ohio Health Insurance Plans in 2013

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How to Not Get Scammed Buying Health Insurance

Oct 28, 2016 3:28:19 PM

If you’re not completely sure what you bought, there’s a good chance it isn’t real health insurance.

I’ve been selling health insurance for seven years, which has covered pre and post Obamacare policies.

The one thing that has remained constant is the fly by night indemnity plans that prey on your confusion and desperation.

I’ve lost count over the years the number of people who I’ve had to break the news to that they didn’t actually buy a full on health insurance policy.

This, as you would imagine comes with a decent amount of shock and surprise that something like that could happen.

As an attempt to help you avoid the mistakes of those people and me not wanting to tell you your health insurance is fake, here’s everything you need to look out for.

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How Can You Save Money on Your Prescription Medications at Walmart?

Oct 12, 2016 4:17:51 PM

If you’re a veteran of high cost prescription medication, you’ve probably found the dark and seedy discount card corners of the internet.

Being a licensed health insurance agent, I often looked down on those discount cards from my health insurance high horse. They all had the feeling of a late night infomercial that I wanted nothing to do with.

Before Obamacare took over in 2014, I was constantly answering questions from people looking for hope in a hopeless situation. They were uninsurable by the current standards of health insurance underwriting.

The best options they had were to rely on the misleading promises of guarantee issue indemnity plans and piece together discount cards for different services.

A hodgepodge of healthcare.

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Why Did Medical Mutual Cancel Your Health Insurance Policy?

Sep 14, 2016 10:15:42 AM

First, let’s get one thing straight, these cancellations or discontinuances only apply to individual health insurance policies in certain counties in Ohio.

You might have recently received a letter in the mail from Medical Mutual letting you know that they won’t be offering your health insurance plan in 2017.

As a result, you might have blacked out momentarily or suffered a moderate panic attack.

First, don’t worry.

Your health insurance isn’t going anywhere until the end of 2016.

You’re just going to have to pick a new insurance company for 2017 when open enrolment starts on November 1.

Nevertheless, I’m sure you're a little confused as to why Medical Mutual did this and what it all means.

After doing a little digging and putting all the pieces together, here’s a few answers to questions you’re probably asking yourself.

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Who’s the Best Nissan Dealer in Northeast Ohio?

Aug 2, 2016 10:06:21 AM

I hate buying cars.

So much so I managed to delay buying my first car (at the age of 32) until a little less than a year and half ago. Now, I’ve bought two new cars in the last 14 months.

Here’s what I’ve learned during that time that you might find helpful, specifically if you’re in the market for a new Nissan.

I was lucky enough to have my grandma, you might hear her answering the phone if you give us a call, buy me a fairly new car while I was in college that lasted over 10 years.

Then I just drove whatever car someone didn’t want for a couple years.

Who wants a car payment when you’ve never had one.

When that was no longer an option and our family size demanded a larger vehicle it was time to put on my big boy pants and buy a car.

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Teladoc Vs. Doctor on Demand: Who’s the Best Virtual Doctor for You?

Jul 6, 2016 10:28:23 AM

You think you’re ready to give this video call with a doctor thing a try. But the problem you’ve run into now is that you’re not sure which service is right for you.

The good news is, outside of the diagnosis you might receive, there’s not much holding you back from trying as many telemedicine companies as you want.

Today I’m going to try and help simplify part of that process for you by comparing two of the biggest telemedicine companies in the game.

Teladoc and Doctor on Demand.

We’re going to compare these companies across five different categories:

Company History
Cost/Pricing
Platform (Web & Mobile App)
Talking to a Doctor
Follow-Up

Before we get started, I just want to be upfront and let you know our agency sells Teladoc’s services as part of this benefit package. But that doesn’t mean it’s going to be the right fit for you.

Let’s start comparing.

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Top 5 Telemedicine Problems and Solutions

Jun 10, 2016 12:14:00 PM

So you're trying to decide if you want to give this new telemedicine thing a try? But before you can do that you want to know the good the bad and the ugly about how it works.

That’s probably a smart idea.

I’ve spent the last three months talking with and researching every “telemedicine company” I could find. In doing so, I put together my list of the top 5 problems I’ve encountered and what I’ve observed other people dealing with.

It’s also important to note that a lot of these problems have surprisingly easy solutions. That is of course if you’re not looking for your online doctor to make a unicorn fly and have gold coins rain from the sky.

Let’s get into the biggest problems and solutions when it comes to trying to talk to a doctor on the internet.

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Teladoc Vs. American Well: Which Telemedicine Company is Right For You?

Jun 8, 2016 8:23:33 AM

You think you’re ready to give this video call with a doctor thing a try. But the problem you’ve run into now is that you’re not sure which company is right for you.

The good news is, outside of the diagnosis you might receive, there’s not much holding you back from trying as many different telemedicine companies as you want.

Today I’m going to try and help simplify part of that process for you by comparing two of the biggest telemedicine companies in the game.

Teladoc and American Well.

We’re going to compare five different categories:

  • Company History
  • Cost/Pricing
  • Platform (Web & Mobile App)
  • Talking to a Doctor
  • Follow-Up
Before we get started, I just want to be upfront and let you know our agency sells Teladoc’s services as part of this benefit package. But that doesn’t mean it’s going to be the right fit for you.

Let’s start comparing.
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What if Your Health Insurance Policy Doesn’t Have Doctors Office Copays?

May 27, 2016 10:06:24 AM

It’s becoming harder and harder to find a health insurance policy that is affordable and offers unlimited copays for you and your family to see the doctor.

While I’m of the opinion that should be pretty far down on your list of priorities when deciding on a policy, there’s something new that’s slowly changing my mind.

We’ll get to that a little bit later, but first let’s take a look at if this is something your health insurance policy should do?

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What is Telemedicine and Telehealth?

May 24, 2016 2:37:31 PM

You do everything else on the internet, why not start seeing your doctor that way?

First, let’s get the boring (see fancy) definition out of the way.

The American Telemedicine Association defines telemedicine as the use of medical information exchanged from one site to another via electronic communications to improve patients’ health status.

They go on to define telehealth as a broader definition of remote healthcare that does not always involve clinical services. Videoconferencing, transmission of still images, e-health including patient portals, remote monitoring of vital signs, continuing medical education and nursing call centers are all considered part of telemedicine and telehealth.

Or, more simply put, telehealth can be used to describe things on both side of the fence. Your side as the patient and for the doctors and nurses use as well.

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